What’s the difference between an insurance adjuster and a public adjuster?

Q: What’s the difference between an insurance adjuster and a public adjuster?

The key difference is who they represent : Insurance company adjuster: Represents the insurance company Public Adjuster: Represents you , the policyholder Most states require distinct licenses for: Staff/company adjusters Independent adjusters Public adjusters Insurance consultants Licensed adjusters must disclose who they represent, how they are compensated, and any conflicts of interest—ensuring transparency in the claims process.

Sam Parsons2025-11-29T12:55:05+00:00November 29th, 2025|

The key difference is who they represent:

Insurance company adjuster: Represents the insurance company
Public Adjuster: Represents you, the policyholder

Most states require distinct licenses for:

Staff/company adjusters
Independent adjusters
Public adjusters
Insurance consultants

Licensed adjusters must disclose who they represent, how they are compensated, and any conflicts of interest—ensuring transparency in the claims process.