In most cases, yes—auto claims are often too small to justify hiring a Public Adjuster, unless the vehicle is a high-value or specialty automobile or the loss is unusually complex. Because Public Adjusters work on a percentage-based fee structure, the economics must make sense for both you and the adjuster. With smaller auto claims, the [...]

We don’t make promises on timing, because every claim is unique.However, what we do promise is to manage the process professionally, reduce delays caused by incomplete documentation, and keep the claim moving forward as efficiently as possible.

While no one can guarantee outcomes, studies and industry data consistently show that policyholders who use Public Adjusters often receive higher settlements than those who go it alone. And because we work on a contingency basis, you don’t pay us unless you get paid.

You generally don’t need an attorney until a claim becomes a legal dispute. Starting with a Public Adjuster is often the best first step because they: Document the claim professionally Build a strong evidentiary foundation Aim to resolve the claim without litigation If legal action ever becomes necessary, the attorney benefits from the PA’s comprehensive [...]

The key difference is who they represent: Insurance company adjuster: Represents the insurance company Public Adjuster: Represents you, the policyholder   Most states require distinct licenses for: Staff/company adjusters Independent adjusters Public adjusters Insurance consultants Licensed adjusters must disclose who they represent, how they are compensated, and any conflicts of interest—ensuring transparency in the claims [...]

Possibly. For small property claims, the value we can add may be limited due to percentage-based fee structures. The claim size must make economic sense for both you and the adjuster. If the claim is modest, you may not need a Public Adjuster at all. It is best to have a licensed Public Adjuster review [...]

Public Adjusters are typically paid a contingency fee, which is a percentage of the claim settlement. This means: You pay nothing upfront The fee comes from the settlement or out-of-pocket—your choice We only succeed when you succeed This structure aligns your interests with ours and removes financial risk.

Absolutely. This is one of the most common situations. Your insurance company’s adjuster works for the insurance company and is obligated to protect their financial interests. A Public Adjuster works exclusively for you, ensuring your interests—not the carrier’s—drive the claim process. These are fundamentally different roles with competing objectives.

You can hire a Public Adjuster at any point, but the earlier the better. Bringing in a PA early allows you to: Control the narrative from the start Avoid common pitfalls or missteps Ensure the claim is properly documented before problems arise Maximize the accuracy and completeness of your settlement Even if you have begun [...]

Think of it the same way you would hiring a CPA for your taxes, an attorney for legal issues, or a doctor when you’re sick. When the stakes are high, bringing in a trained expert is simply a smart financial decision. Hiring a Public Adjuster provides: Peace of mind during a stressful process  A higher [...]