In most cases, yes—auto claims are often too small to justify hiring a Public Adjuster, unless the vehicle is a high-value or specialty automobile or the loss is unusually complex. Because Public Adjusters work on a percentage-based fee structure, the economics must make sense for both you and the adjuster. With smaller auto claims, the potential settlement typically doesn’t justify the cost of representation, meaning we may add limited value. However, for high-end vehicles, custom builds, diminished value claims, commercial autos, or complex disputes, hiring a Public Adjuster can still be beneficial.